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Location: Clayton, MO
Department: Loan Administration
Job Type: Full time, In Person
FLSA Status: Non-Exempt
Reports to: Executive Managing Director
Salary Range: $50,000 - $65,000 based on experience, with potential for bonus based on performance and production individually and across the organization.
Posted: Dec 2025
Job Summary
The Loan Processor is a key member of the lending team, responsible for managing the loan process from application to closing. This role ensures the accurate and efficient handling of consumer, commercial, mortgage, and SBA loans, maintaining compliance with all regulatory requirements and internal policies. The Loan Processor coordinates with various internal and external parties to facilitate a smooth and timely closing process.
Responsibilities
- Manages the entire loan processing workflow for a variety of loan types, including consumer, commercial, mortgage, and SBA loans.
- Prepares and organizes all necessary closing documents, ensuring accuracy and completeness prior to loan closing.
- Balances closing figures with title companies and other third-party vendors to ensure a seamless and compliant closing process.
- Coordinates with and schedules mobile notaries as necessary to execute closing documents with borrowers.
- Manages the funding process for all loans, ensuring that funds are disbursed correctly and in a timely manner.
- Boards completed loans onto the bank's core processing system, verifying that all data is accurately entered for ongoing management.
- Establishes and manages ongoing ticklers and exception tracking for each loan and maintains the physical and electronic loan files for the life of the loan.
- Proficient in consumer lending, construction lending, mortgage (TRID) lending, and unique collateral perfection, attorney prepared documentation and work out transactions as applicable.
- Other tasks as assigned by management.
Who You Are and How You Work
- Enthusiastic about working on a team that values accuracy, efficiency, and customer service.
- A detail-oriented multitasker with exceptional organizational skills and the ability to meet deadlines.
- An excellent communicator who can build rapport with clients and team members.
- Has a proactive problem-solving attitude, professionalism and effective communication skills.
Qualifications
- High School education or GED equivalent.
- 1-3 years of experience required in examining/preparing collateral documentation.
- Experience using a documentation preparation system (preferably LaserPro).
- Knowledge of various collateral types including ‘perfection’ requirements.
- Knowledge of legal contracts, the Uniform Commercial Code, regulations governed by the Federal Reserve System, and regulations imposed by state and local governing authorities.
- Able to prioritize workflow and handle shifting priorities.
- Excellent written and verbal communication skills.
- Detail oriented, well organized and demonstrates flexibility, versatility and good judgement.
Location: Clayton, MO
Department: Loan Administration
Job Type: Full time, In Person
FLSA Status: Non-Exempt
Reports to: Executive Managing Director
Salary Range: $50,000 - $65,000 based on experience, with potential for bonus based on performance and production individually and across the organization.
Posted: Dec 2025
Job Summary
The Loan Servicing Specialist is a key member of the lending team, responsible for the accurate and timely servicing of the Bank’s loan portfolio. This role also provides clerical support to the lending division and other areas within Loan Operations. By maintaining high standards of accuracy and organization, you will contribute to the Vista Way of delivering tailored financial solutions with professionalism and care.
Responsibilities
- Responsible for the initial setup of all loans (news/renewals/modifications) on the Bank’s core processing system (FiServ).
- Establish initial collateral related exceptions/ticklers for items missing or needing ongoing follow-up (such as recorded documents, final title policies, UCC continuations, etc.).
- Monitor daily the Loan Admin e-mail inbox for loan transaction requests, research requests, etc. and process accordingly.
- Daily processing of loan payments received, including participations bought and sold.
- Review the loan documents that have been uploaded into Nautilus (the Bank’s document retrieval system) for New/Renewed/Modified loans.
- Daily reconciliation and clearance of loan related G/L’s.
- Assist in maintaining the physical loan files, including uploading ancillary loan documents into the loan files in Nautilus.
- Prepare payoff letters from internal/external customers, upon request.
- Assist in answering internal/external customers loan related questions, as well as perform system maintenance to ensure accuracy of loan data.
- Follow-up on real estate tax payments and expired insurance (both hazard and flood), including handling force-placed coverage and adding related charges to the respective loans on the bank’s core processing system (FiServ).
- Respond to customer credit disputes received utilizing E-Oscar.
- Perform post-closing review of loans ‘booked’ by others to ensure accurate/complete setup.
- Complete special projects assigned by management.
Who You Are and How You Work
- Enthusiastic about working on a team that values accuracy, efficiency, and customer service.
- A detail-oriented multi-tasker with exceptional organizational skills and the ability to meet deadlines.
- An excellent communicator who can build rapport with clients and team members.
- Has a proactive problem-solving attitude, professionalism and effective communication skills.
Qualifications
Location: St. Louis, MO
Department: Credit & Lending
Job Type: Full time in person
Reports To: Senior Credit Officer
Annual Salary: $60,000 - $75,000, based on experience
At Vista National Bank & Trust (VNBT), we’re redefining the banking experience through client-first service, modern technology, and a commitment to building lasting relationships. The Credit Analyst plays a vital role in supporting VNBT’s commercial lending strategy by providing detailed financial analysis and credit underwriting for new and existing loan relationships. This position partners closely with Relationship Managers to evaluate borrower creditworthiness, assess risk, and ensure loan structures align with bank policy and sound lending practices. The ideal candidate combines analytical rigor with understanding of financial statements and market conditions to help the bank make prudent, informed credit decisions.
Responsibilities
- Analyze financial statements, tax returns, and cash flow statements for new and existing commercial and consumer clients.
- Prepare comprehensive credit memorandums, including risk ratings, loan structuring recommendations and collateral evaluations.
- Compare liquidity, profitability, leverage, and efficiency ratios of establishments being evaluated to borrower performance with equivalent industry, location and market benchmarks.
- Maintain knowledge of economic, industry and market trends that could impact client creditworthiness and performance.
- Assist in monitoring and reporting lender and loan exceptions; track collateral positions and identify emerging trends in portfolio risk.
- Conduct annual credit reviews for key relationships to ensure ongoing credit quality and compliance with bank standards.
- Maintain current knowledge of internal credit policy, regulatory requirements and best practices in credit risk management.
- Participate in client and prospect meetings with lending officers, as needed, to better understand borrower needs and risk factors.
- Contribute to a collaborative, client-focused culture that emphasizes diligence, responsiveness, and accuracy.
Who You Are and How You Work
- Enthusiastic about working on a team that values accuracy, efficiency, and customer service.
- A team player who has the ability to work independently and manage multiple priorities while meeting deadlines.
- An excellent communicator who has the ability to distill complex financial data into concise insights
- Comfortable navigating ambiguity and problem-solving complex situations with a proactive approach.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field preferred.
- Experience:
- Minimum 2 years of experience in commercial credit analysis or commercial banking required.
- 5+ years of experience in commercial credit analysis or commercial banking preferred.
- Demonstrated expertise in financial statement analysis and cash flow modeling.
- Proficiency in Microsoft Excel and financial spreading software; familiarity with banking systems preferred.
- Solid understanding of regulatory guidelines, credit policy, and lending best practices.
- Ability to work with and maintain confidential information.
- Ability to travel to other bank locations or client sites, as needed.
Location: St. Louis, MO
Position: Full Time in person
Reports to: Senior Financial Officer
Annual Salary: $50,000 - $75,000, based on experience.
Job Description
As Accounting Analyst, you will support the operational health of Vista National Bank & Trust by assisting with daily accounting operations and financial reporting. This position plays a key role in maintaining the accuracy and integrity of financial data across the general ledger and other financial platforms. The ideal candidate is detail-oriented, analytical, and eager to grow within a dynamic, high-performing banking environment.
Responsibilities
- Input and reconcile financial data within the General Ledger (GL) system.
- Support daily and monthly accounting functions such as journal entries, reconciliations, and accounts payable processing.
- Help prepare internal financial statements and management reports.
- Analyze variances and trends to support strategic decision-making.
- Ensure compliance with internal controls, accounting standards, and regulatory requirements related to both bank and trust operations.
- Assist with internal and external audits and regulatory reporting.
- May assist with trust accounting, including account reconciliations, fee postings, and transaction reporting.
- Participate in ad hoc financial projects and other duties as assigned by management.
- Identify efficiencies within current technology platforms.
Who You Are and How You Work
You’re energized by the opportunity to be part of a growing, ambitious team. You uphold Vista’s approach with analytical thinking, entrepreneurial spirit, collaboration, attention to detail and integrity.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
- 2+ years of experience in accounting or finance preferred (bank and trust experience a plus).
- Excellent analytical skills with the ability to perform detailed financial analysis and risk assessments.
- Exceptional communication and interpersonal skills, with the ability to build trust and rapport with internal team and stakeholders.
- Detail-oriented with excellent organizational and time management skills.
- Working knowledge of accounting principles, bank and trust accounting practices preferred.
- Comfortable and capable navigating digital and modern banking technologies.
- Proficiency with Microsoft Excel and familiarity with Fiserv, Call Reporter and Fedline platforms preferred.
- Strong sense of confidentiality and accountability.
- Ability to manage multiple priorities and work effectively in a collaborative team environment.