Careers with VNBT

Apply for one of our current job openings to become one of the team.

Read detailed job descriptions in the drop downs below. Email us your resume and cover letter at careers@myvista.bank.

Location: St. Louis, MO

As a Loan Processor at Vista National Bank & Trust, you will play a pivotal role in ensuring the efficient and accurate processing of loan applications. You will work closely with the underwriting and lending teams to provide clients with exceptional service and timely responses. By maintaining high standards of accuracy and organization, you will contribute to the Vista Way of delivering tailored financial solutions with professionalism and care.


Responsibilities

  • Loan Processing: Prepare, review, and process loan applications, ensuring compliance with all regulatory and company guidelines.
  • Client Interaction: Serve as the main point of contact for borrowers during the loan process, answering questions and providing updates.
  • Document Management: Collect, organize, and verify loan application documents, including income, asset, and credit information.
  • Coordination: Liaise between borrowers, underwriters, and third parties (e.g., appraisers, title companies) to ensure all required documentation is completed and submitted in a timely manner.
  • Compliance: Maintain a thorough understanding of lending regulations and ensure all loan files meet regulatory and policy requirements.
  • System Updates: Input loan details into internal systems and maintain accurate, up-to-date records of the loan pipeline.
  • Issue Resolution: Identify and resolve discrepancies or missing information in loan files.


Who You Are and How You Work

  • Enthusiastic about working on a team that values accuracy, efficiency, and customer service.
  • A detail-oriented multitasker with exceptional organizational skills and the ability to meet deadlines.
  • An excellent communicator who can build rapport with clients and team members.
  • Comfortable navigating ambiguity and problem-solving complex situations with a proactive approach.


Qualifications

  • Two or more years of experience in loan processing or a related role.
  • Strong knowledge of lending regulations and compliance requirements.
  • Proficiency in loan origination systems and financial software.
  • Exceptional attention to detail and analytical skills.
  • Proficiency in Microsoft Office Applications.
  • Retail and commercial banking experience is preferred.
  • Experience with banking software and loan processing platforms is a plus.


About Vista

Vista believes in a future where everyone has the freedom to imagine, attain, and enjoy their ideal life through financial independence. We demystify the complexities of financial management, making it accessible and manageable for all. Our ethos emphasizes building trusted lifelong partnerships, providing exceptional products and services, and enjoying the journey while celebrating wins. Join us in creating lasting security and peace of mind for generations.

Location:  Denver, CO; Cody, WY; St. Louis, MO; Indiana

As a Loan Underwriter at Vista National Bank & Trust Company, you will be responsible for evaluating loan applications to assess risk and ensure compliance with regulatory and company standards. Your role will involve analyzing financial data, determining creditworthiness, and providing timely and accurate decisions on loan applications. You will uphold the Vista Way by delivering thoughtful, client-focused solutions while managing the bank’s risk effectively.


Responsibilities

  • Risk Assessment: Review and analyze loan applications, financial statements, credit reports, and other supporting documents to assess borrower risk.
  • Decision Making: Approve, decline, or recommend loan applications based on established underwriting guidelines.
  • Documentation: Maintain detailed and accurate records of all underwriting decisions and supporting analyses.
  • Compliance: Ensure all loan files comply with regulatory requirements and company policies.
  • Communication: Work closely with loan officers, processors, and other stakeholders to address questions, clarify requirements, and resolve discrepancies.
  • Policy Contribution: Provide feedback on underwriting guidelines and assist in refining processes to enhance efficiency and reduce risk.
  • Monitoring: Track trends in loan performance and recommend adjustments to underwriting practices as needed.


Who You Are and How You Work

  • Analytical and detail-oriented with a passion for making data-driven decisions.
  • A strategic thinker who can balance risk management with client needs.
  • An excellent communicator capable of explaining underwriting decisions clearly and professionally.
  • A team player eager to collaborate with others while maintaining independence in decision-making.


Qualifications

  • Three or more years of experience in loan underwriting or a similar role.
  • Consumer and commercial experience required.
  • Strong understanding of lending regulations and compliance requirements.
  • Expertise in financial statement analysis and credit evaluation.
  • Proficiency in loan origination systems and underwriting software.
  • Exceptional analytical, numerical, and problem-solving skills.
  • Proficiency in Microsoft Office Applications.
  • Experience in underwriting complex loans is a plus.


About Vista

Vista believes in a future where everyone has the freedom to imagine, attain, and enjoy their ideal life through financial independence. We demystify the complexities of financial management, making it accessible and manageable for all. Our ethos emphasizes building trusted lifelong partnerships, providing exceptional products and services, and enjoying the journey while celebrating wins. Join us in creating lasting security and peace of mind for generations.